Modular Home Insurance

Modular Home Insurance is a favorite of one Stratum Insurance Agency’s agents.  Modular home insurance is not offered by all carriers.  Working with different insurance carriers allows Stratum Insurance to compare the rates and coverages to help customers find what they are seeking.


When requesting a quote for modular home, it is important to inform your agent that you have a modular home, not just a manufactured home or mobile home. 


When calling or clicking for a quote, please confirm whether your home is tied down or if it is permanently attached to the foundation.  Homes with a permanent foundation may be eligible for a more traditional homeowners policy (H03). 


Some optional coverages that may be available (and sometimes included), beyond the main coverages seen on a policy are:

  • Satellite Dish Coverage
  • Golf Cart Coverage
  • Identity Theft Coverage
  • Flood Insurance
  • Earthquake Insurance
  • Personal Injury Coverage
  • Increased coverage for personal property with special limits
  • Freezer Contents Coverage



Obtaining the right insurance for your modular home is crucial to protection your investment. Today’s modular homes have many of the luxurious features and extras of a traditional site build home. It is important to review your insurance each year to make sure that you have the right coverage for your home. Depending on where you live and


Stratum Insurance Agency, LLC is able to compare the rates of multiple modular home insurance carriers to help clients find the balance of coverage and price that they are seeking. Thanks to its connection with several modular home insurance companies, Stratum Insurance Agency is able to get quotes for modular home renters insurance, modular home landlords, modular home owner-occupiers.


Quote Links:


1. Modular Home Insurance for Owners
2. Modular Home Landlords
3. Modular Home Renters Insurance


Contact by phone: (949) 270-0609


(available in over 25 states)




** Coverages, products, rules, and regulations vary by state. Not all products available in all states. In CA, license number 0e52066

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Stratum Insurance Agency LLC www.stratumins.com DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at http://www.stratumins.com/ for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.
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