Real Estate Agents Insurance, Real Estate Brokers Insurance (E&O, professional liability, general liability)

Real Estate Agents Insurance, Real Estate Brokers Insurance – Professional Liability (E&O), General Liability, EPLI, Workers Comp

Contact: Stratum Insurance Agency, LLC – (949) 270-0609

Real Estate Agents need a variety of insurance policies to protect the businesses that they have worked so hard to build. Real Estate Agents looking for insurance can now easily request a quote online. Like other businesses that provide a professional service, it is crucial to purchase professional liability insurance as well as commercial general liability insurance. Too often professionals lack the coverage needed to protect them in the event of a claim that arises from a service, financial loss by a third party, or error or omission.

Potential Real Estate Agent Professional Liability Claims:

  • Failure to close a on time
  • Discrimination
  • Recommending a school district
  • Failure to disclose information
  • Many other possibilities

Even if a claim is ruled in your favor, the mere cost to defend a lawsuit can shut down a business.  With business picking up in the real estate market, it is important to have the right protection in place for your business.  Remember, most general liability policies have an exclusion for professional services, meaning that it DOES NOT include professional liability coverage (errors and omissions insurance). Stratum also sells policies that have the option to add coverage for subcontractors or sub-agents. Another great benefit of purchasing professional liaiblity insurance is the loss control services that are general available to clients.  Ask  a member of the Stratum Insurance Agency team for more information.

If you are just looking for a business owners policy with general liability insurance with or without coverage for your business property to protect your office exposure or to satisfy a landlord, simply let Stratum Insurance know when you are requesting a quote.  Home-based real estate agents who are just looking for general liability insurance can use our home-based business quote form.

What if I have employees?

Businesses that have employees are generally required to purchase workers compensation insurance as well (rules vary by location). In some states, workers compensation insurance is required even if you have 1099 Independent Contractors as agents.   Employment Practice Liability Insurance (EPLI) is recommended to protect against claims from employees, volunteers, or even those who are merely interviewed by you (amongst others). EPLI policies provide a missing piece of the insurance puzzle that is often overlooked. At Stratum Insurance Agency LLC, the team can quote this insurance quickly over the phone or through an online Real Estate Agent insurance quote request.

Agents and Brokers that own property, such as office buildings, may be able to purchase a package to protect the building as well. Whether you rent a space or own a building, you need general liability coverage, in the event of a claim on or off the main premises.

Sample claims information is available on the quoting site. Real Estate Consultants Insurance is also available for quoting on the same site.

Several coverage options for Real Estate Agent may include:


Request a quote for Real Estate Agent Insurance:

Stratum Insurance Agency, LLC is licensed in more than 39 states, so it is able to help clients from just one location to many. Whether you are a sole proprietor or a corporation with many employess, contact us for a quote. Same day quotes are available.

* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. Coverage options and policy types vary by state.  In CA Lic #0e52066.

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Stratum Insurance Agency LLC DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.