Concierge Insurance – Personal Assistant Insurance

Concierge Insurance, Personal Assistant Insurance – Professional Liability (E&O), General Liability, EPLI, Surety Bonds

Contact: Stratum Insurance Agency, LLC – (949) 270-0609

Concierge Insurance & Personal Assistant Insurance policies may contain several lines of coverage to protect the professional providing the service. These may include general liability insurance, professional liability insurance (E&O), and workers compensation (amongst other policy offerings). Individuals and businesses that provide concierge insurance and  personal assistant services perform a variety of tasks.  Like other businesses that provide a professional service, it is crucial to purchase professional liability insurance as well as commercial general liability insurance. Too often professionals lack the coverage needed to protect them in the event of a claim that arises from a service, financial loss by a third party, or error or omission. If you have employees or independent contractors that work for you, it is important to consider other insurance policies as well. Stratum Insurance Agency is able to provide quotes for concierge Insurance & personal assistant insurance either over the phone or by email through a simple quote request. The business owners policy for personal concierges offers a variety of great coverages that go far beyond basic general liability.

Potential Concierge Insurance and Personal Assistant Insurance  Claims (this is a very small partial list)

  • Failure to complete a project on time
  • Damage to property
  • Bodily Injury
  • Placing an item in a location that results in bodily injury
  • Recommending a supplier that fails to deliver
  • Loss of your own property due to a fire
  • Many other potential claims

What if you have employees?

Businesses that have employees are generally required to purchase workers compensation insurance as well (rules vary by location). Employment Practice Liability Insurance (EPLI) is recommended to protect against claims from employees, volunteers, or even those who are merely interviewed by you (amongst others). EPLI policies provide a missing piece of the insurance puzzle that is often overlooked. At Stratum Insurance Agency, LLC, the team can quote this insurance quickly over the phone or through an online home staging insurance quote request.

Designers that own property, such as office buildings, may be able to purchase a package to protect the building as well. Whether you rent a space or own a building, you need general liability coverage, in the event of a claim on or off the main premises.

Several coverage options for interior designers may include:

  • General Liability Insurance / Business Owners Policy
  • Professional Liability Insurance
  • Commercial Auto Insurance
  • Surety Bonds
  • Non-Owner/Hired Autos Coverage
  • Workers Compensation Insurance
  • EPLI
  • Directors and Officers Insurance
  • And more…

Request a quote for  concierge Insurance & personal assistant insurance:

Stratum Insurance Agency, LLC is licensed in more than 29 states, so it is able to help clients from just one location to many.

* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by state). No insurance is offered or afforded through this posting. In CA Lic #0e52066.

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Stratum Insurance Agency LLC www.stratumins.com DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at http://www.stratumins.com/ for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.
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