Texas Concessionaire Insurance, Texas Kiosk Insurance, Texas Food Cart Insurance

Texas Concessionaire Insurance, Texas Kiosk Insurance, Texas Food Cart Insurance

(Available in Over 35 States)     949-270-0609 (Any State)        352-404-4445 (East Coast)

Texas Concessionaire Insurance is a type of insurance for which the team at Stratum Insurance Agency LLC truly has a passion – just ask the Texas agent!  Concessionaire and kiosk insurance can include coverage for general liability, products, and the cart itself.  Specialty businesses such as food carts, kiosks, and even mall concessionaires have become increasingly popular in the last few years, even though the business model has been around for some time.

Why do I need insurance as a concessionaire or kiosk owner?

There are many risks in the concessionaire insurance.  For example, if you sell food, there is the risk of a food poisoning claim.  If you have a booth where you set up a computer or light that you plug in and someone trips over your power cable, you could be sued for medical bills or bodily injury.  More sample claims are available on the concessionaire insurance website.

Important Coverages Available under a Concessionaire Insurance Policy

  • General Liability Insurance
  • Products Coverage
  • Coverage for the Cart – Theft, Physical Damage
  • Coverage for your inventory

A word about “Theft Coverage”.

Not all concessionaire insurance policies are the same.   When you get a quote from another agency, it is important that you review all of the exclusions

What if I need an additional insured added with a certificate?

Most of the concessionaire insurance quotes that we provide include blanket additional insureds.  This means that you can add an additional insured for no extra charge when it is required by a written contract.  For example, if you work at a swap meet, you may need to add the swap meet owner as an additional insured.  In this case, you would just email the team at Stratum Insurance Agency, and they can assist.  If your additional insured requires special wording, there may be a charge from the carrier, but this is not often required.

It is important to work with an insurance agency that understands the needs of your industry.  Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.

By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks.  Loss control services and publications are also available to help business owners reduce risk.  From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


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Disclaimer: Coverages and options vary by policy and location.  The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader. In Texas, a individual agent is licensed.

It is important to work with an insurance agency that understands the needs of your industry.  Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses.  The agency has a focus on small businesses and start ups.


By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks.  Loss control services and publications are also available to help business owners reduce risk.  From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.


Request a Quote from Stratum Insurance Agency LLC

Disclaimer: Coverages and options vary by policy and location.  The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.

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Stratum Insurance Agency LLC www.stratumins.com DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at http://www.stratumins.com/ for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.
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