(Available in Over 40 States) 949-270-0609 (Any State) 352-404-4445 (East Coast)
Mobile food vendor insurance is a type of insurance for which the team at Stratum Insurance Agency LLC truly has a passion. The combination of the insurance team and the foodies in the office have lead to the creation of a team dedicated to helping the mobile food industry find the balance of price and insurance coverage that they are seeking.
Specialty businesses such as gourmet food trucks food carts, kiosks, and even bicycle-based food vendors have become increasingly popular in the last few years, even though the business model has been around for some time.
Why do I need insurance as a mobile food vendor?
There are many risks in the concessionaire insurance. For example, if you sell food, there is the risk of a food poisoning claim. If you have a booth where you set up a computer or light that you plug in and someone trips over your power cable, you could be sued for medical bills or bodily injury. More sample claims are available on the concessionaire insurance website.
Why choose Stratum Insurance Agency LLC as your team for your insurance?
We are foodies! We attend food truck festivals and have a passion for the new flavors that the mobile food industry is sharing with the nation. Our team members can obtain insurance quotes in over 40 states for a large variety of insurances. We also have direct access to insurance carriers, meaning that we can answer questions and obtain quotes efficiently and quickly.
Important Coverages Available under a Concessionaire Insurance Policy
- General Liability Insurance
- Products Coverage
- For Food Carts: Coverage for the Cart – Theft, Physical Damage
- For Food Trucks / Catering Trucks – commercial auto insurance
- Coverage for your inventory
A word about “Theft Coverage”.
Not all concessionaire insurance policies are the same. Stratum Insurance Agency sells policies that offer theft coverage. When you get a quote from another agency, it is important that you confirm that theft coverage is not excluded.
What if I need an additional insured added with a certificate?
Most of the concessionaire insurance quotes and food truck quotes that we provide include blanket additional insureds. This means that you can add an additional insured for no extra charge when it is required by a written contract. For example, if you work at a swap meet, you may need to add the swap meet owner as an additional insured. In this case, you would just email the team at Stratum Insurance Agency, and they can make you a certificate. If your additional insured requires special wording, there may be a charge from the carrier, but this is not often required.
It is important to work with an insurance agency that understands the needs of your industry. Many insurance agents sell insurance for more traditional restaurants and food services. Insurance policies can be tailored to your needs, so make sure to present all of the aspects of your business to your agent so that he or she can find you the proper policy for your needs.Stratum Insurance Agency LLC is licensed to sell insurance in over 35 states and has a passion for unique industries, such as mobile businesses. The agency has a focus on small businesses and start ups.
By working with multiple insurance carriers around the country, the agency is able to help businesses grow as they take on new risks. Loss control services and publications are also available to help business owners reduce risk and educate themselves. From general liability to crime insurance and cyber liability, they will work to help you find the balance of price and coverage that you need.
Request a Quote from Stratum Insurance Agency LLC
- Food Cart Insurance: www.foodcartinsurance.com
- Concessionaire Insurance (not food): https://www.stratumins.com/business/concessionaire_insurance.html
- Vending Machine Insurance: https://www.stratumins.com/business/vending_machine_insurance.html
- Quotes By Phone: 949-270-0609 or 352-404-4445
Disclaimer: Coverages and options vary by policy and location. The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader.