Food Cart Insurance for Financed Carts – Concessionaire Insurance for financed carts

Foodcart Insurance and Concessionaire Insurance customers who have financed their carts, such as by taking a loan from a bank or other lending institution, may find themselves in need of coverage beyond just the liability insurance that many mobile food vendors purchase. Too often businesses only purchase general liability coverage, only to find that they need additional coverage to both satisfy their lender and to protect their investment in the business.

Another optional coverage is “inland marine” or similar coverage, which the team at Stratum Insurance Agency LLC is able to quote for both food carts, food trailers, mobile vendors, other types of trailers or carts that sell products other than food.

Much like purchasing a car or home where the lender requires that they be added as a “loss payee” to your insurance, Stratum can assist you by having this wording add to a food cart insuranceĀ or other concessionaire insurance policy.

Stratum Insurance Agency LLC is dedicated to small helping small businesses, and as we know, starting a business is no easy job in today’s world. With this in mind the agency has worked hard to find options for both the mobile food business and other industries. Often, concessionaires and other mobile food vendors have trouble finding policies that offer any payment options other than paid-in-full.

Important Coverages Available under a Concessionaire Insurance Policy

  • General Liability Insurance
  • Products Liability Coverage
  • For Food Carts: Optional Coverage for the Cart – Theft, Physical Damage, Inland Marine
  • For Food Trucks / Catering Trucks – commercial auto insurance, including optional physical damage coverage
  • Coverage for your inventory

Request a Quote from Stratum Insurance Agency LLC

Disclaimer: Coverages and options vary by policy and location. The information provided here is very general and this article is in no way meant to serve as a recommendation, reference material, or offer of coverage. The reader of this article agrees to hold the author harmless and release him, his agency and/or brokerage from any liability arising from insurance coverage decisions chosen by the reader. No coverage is offered or afforded by this article.


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