Stylist Insurance, Beauty Pro Insurance, Barber Insurance – General and Professional Liability

Beauty Professional Insurance, Manicurist Insurance, Barber Insurance, & Hair Stylist Insurance

Stratum Insurance Agency LLC can help beauty professionals, including barbers, hair stylists, manicurists, masseuses / masseurs, facialists, and more.

Beauty professionals often work at multiple locations, which is why the team at Stratum sells different policies, to help find coverage for a variety of individuals and businesses in over 40 states.

Whether you work at various locations or “rent a chair” at a salon that is owned or leased by someone else in one of the professions below, we can assist. For example, a hair stylist may rent a chair at a local beauty salon that he or she does not own or a masseuse may travel to different locations to see clients. Home-based businesses either that have customers to their homes or travelout are also invited to obtain a quote.

What professions are eligible (partial list):

  • Hair Stylists
  • Barbers
  • Manicurists / Nail Professionals / Pedicurists
  • Masseuses / Masseurs
  • Waxing Professional
  • Facialist
  • We also sell insurance for many other professions at:

Two Types of Insurance are Generally Included in the Quote:

  • General Liability Insurance – to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) – to protect you in the event of a claim that arises from a professional service that you perform.

Do I need both types of insurance – E&O and General Liability?

Yes, in most cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself further. Our team would be happy to discuss the options with you.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Coverage that may be  Available (this is only a partial list, many other options are available):

  • Business personal property and equipment coverage
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / HIred Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage – if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Insurance Quote

If you own a salon, please use this page:

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting.

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Stratum Insurance Agency LLC DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.