Vacant Building Insurance, Vacant Property Insurance

Vacant Building Insurance can be expensive reality, but if a tough economy, it is crucial for protecting your investment while it is empty. Stratum Insurance Agency LLC  is able to compare the rates of different insurance companies to help find a competitive price. If you have a mortgage, it is likely that your lender requires that you maintain insurance on your home.  Did you know that your current insurance policy may require that your property be occupied?  Many homeowners insurance policies have rules and changes for when a home is vacant.  Commercial insurance policies for landlords, owners  or lessors risk often also have rules regarding the percentage of the building that can be vacant.

Even if you do not have a a mortgage, property insurance is very important to protect your investment, event in the event of vacancy.  Stratum Insurance Agency LLC can help with vacant property insurance for a variety of building types.   Learn More about Vacant Property Insurance and sample claims.Small Business Insurance

A variety of coverages are available in most locations, including:

  • General Liability or Personal Liability – high limits are available
  • Building Coverage
  • Coverage for fences, signs, gates
  • Vandalism options
What types of buildings are eligible for vacant building insurance?
  • Homes
  • Condos
  • Apartment Complexes
  • Shopping Centers
  • Warehouses
  • Office Buildings

Stratum Insurance Agency can help clients obtain quotes for vacant home insurance or vacant commercial building insurance for a full range of coverages for vacant properties.  Along with vacant homeowners insurance, clients with vacant commercial and industrial properties are also invited to contact the agency for a quote. Quotes are available in over 40 states.

How to obtain a quote:


*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. 

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Stratum Insurance Agency LLC www.stratumins.com DISCLAIMER,TERMS OF SEVICE, AND LICENSE INFO Quote Requests are available at http://www.stratumins.com/ for insurance in over 40 states. * Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.
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