Vacant Building Insurance, Vacant Property Insurance

Vacant Building Insurance can be expensive reality, but if a tough economy, it is crucial for protecting your investment while it is empty. Stratum Insurance Agency LLC  is able to compare the rates of different insurance companies to help find a competitive price. If you have a mortgage, it is likely that your lender requires that you maintain insurance on your home.  Did you know that your current insurance policy may require that your property be occupied?  Many homeowners insurance policies have rules and changes for when a home is vacant.  Commercial insurance policies for landlords, owners  or lessors risk often also have rules regarding the percentage of the building that can be vacant.

Even if you do not have a a mortgage, property insurance is very important to protect your investment, event in the event of vacancy.  Stratum Insurance Agency LLC can help with vacant property insurance for a variety of building types.   Learn More about Vacant Property Insurance and sample claims.Small Business Insurance

A variety of coverages are available in most locations, including:

  • General Liability or Personal Liability – high limits are available
  • Building Coverage
  • Coverage for fences, signs, gates
  • Vandalism options
What types of buildings are eligible for vacant building insurance?
  • Homes
  • Condos
  • Apartment Complexes
  • Shopping Centers
  • Warehouses
  • Office Buildings

Stratum Insurance Agency can help clients obtain quotes for vacant home insurance or vacant commercial building insurance for a full range of coverages for vacant properties.  Along with vacant homeowners insurance, clients with vacant commercial and industrial properties are also invited to contact the agency for a quote. Quotes are available in over 40 states.

How to obtain a quote:

*Not all products available in all states, refer to policy form for details and exclusions. This is not an offer of insurance. 

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