How long do you need an FR44 Filing on your Auto Insurance?

How long do you need an FR44 Filing?

The FR44 filing is currently only required in Virginia and Florida.

Generally speaking, you need the FR44 filing for 3 years, but this can vary based on many factors, including your conviction date and other dates imposed by the DMV in Virginia or the Florida Department of Highway Safety and Motor Vehicles.  If this is a second, third, or fourth offense, you may have extended requirements.  Offenses beyond that could have other requirements.  Rules may vary by location as well, so a member of our team can review the options with you when you obtain your quote.

As long as your insurance policy is in force (active), your FR44 should remain valid (unless you cancel it). If your policy should be cancelled at any point while you are required to have an FR44 on file, your insurance company will notify the appropriate entity, such as the DMV. If you fail to maintain the appropriate filing, you driving privileges may be suspended.  It is very important to keep the proper filings in place to avoid suspension of your license. Reinstating a suspended license can be expensive.

If you have a lapse in coverage or your FR44, you can let us know when yourequest a quote for auto insurance.  We can help clients who have had a lapse in insurance or even no prior insurance. 

Learn more by contacting us for a quote:

  • Quotes online:   (FR44)
  • Quotes by phone:  352-404-4445 (Florida)       949-270-0609 (Main number for quotes in over 44 states)

Stratum Insurance Agency LLC can help with auto insurance for drivers with clean records or accidents, points, and tickets, including SR22 filings and FR44 filings.

Do you have a complex situation, such as receiving a DUI in a state where you do not live?  We can help with out or state filings too.  Our personal insurance team is waiting to help you.  Contact us today for friendly and efficient service from your modern insurance agency.

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